FAQs

Gulf South Homes Inc

Have a question about our mobile and modular homes? We have the answer. Check out these FAQs and give us a call today for more information!

  • Do you carry repo houses?

    Gulf South Homes occasionally has pre-owned homes available. We recommend contacting us or visiting us to inquire about our current inventory of used homes.

  • Do you have modulars?

    Yes, we offer modular homes as an excellent manufactured housing option. We can arrange custom-built modular homes that are comparable in quality to traditional site-built houses.

  • What does my credit score have to be?

    We collaborate with lenders who specialize in various types of manufactured home loans. Regardless of your credit score, there's likely a financing option available to suit your situation.

  • How much is a down payment?

    Down payments can vary from $0 upwards, depending on the total cost of your purchase and your individual financial circumstances.

  • What does the price include?

    Each home purchase has unique setup requirements based on the specific site. Our experienced team will create a comprehensive package to ensure a smooth and effortless home-buying process. We prefer to manage all aspects of the home setup when possible, leveraging our extensive industry knowledge.

  • Are there any warranties?

    Our manufacturers provide warranties for their homes, which is an advantage over traditional site-built homes. Each component of the house, including appliances purchased with the home, comes with its own warranty.

  • What will my note be?

    While lenders determine the final finance rates, terms, and monthly payments, our staff can provide you with an estimated payment using lender-provided tools right in our office.

  • How can I find out if I qualify?

    The qualification process for a loan is often simpler than many people expect. Contact us to experience our streamlined approach to loan qualification.

  • Do I have to have land/how do I get land?

    Complete packages including land are a popular choice. You can use land you already own, receive land from family, purchase from individuals or real estate agents, or choose from our available lots. Financing programs allow you to include land purchase in your loan package, eliminating the need for separate land acquisition.

  • Do you take trade-ins for a down payment?

    Yes, we accept trade-ins. Your current mobile home can serve as an excellent means to fulfill your down payment requirements.